Mortgage rates edge lower – 30-year rate at 4.71% | Mel Gilson, Broker | Gilson Real Estate | Lakeland, Florida

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The 30-year fixed-rate loan is the most common term in the United States, but as the economy has went through more frequent booms & busts this century it can make sense to purchase a smaller home with a 15-year mortgage. If a home buyer opts for a 30-year loan, most of their early payments will.

The benchmark 30-year fixed-rate mortgage fell this week to 3.83 percent from 3.91 percent, according to Bankrate’s weekly survey of large lenders. Lower rates might have also spurred refinance applications, which shot up by 14 percent from the previous week and are 133 percent.

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See today’s mortgage rates from lenders in your area. Get the best mortgage rates by comparing mortgage rates for 30 year fixed, 15 year fixed & 5/1 ARM mortgages.

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A 30-year fixed rate mortgage is a home loan with a fixed interest for 30 years. enjoy lower monthly payments with Flagstar’s 30-year fixed mortgage.

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